As a business owner, you can take control of your businesses' future with approaches designed for a broad range of needs and product choices to implement those strategies.

Retirement Plans

• Individual Retirement Accounts (IRAs)
• Simplified Employee Pension Plans
• SIMPLE Plans
• 401(a)
• Owner 401(k) and Roth 401(k)
• 457(b)
• 403(b)(7)
• 403(b)
• Roth 403(b)
• Roth 457
• Pension/Profit-Sharing
• 412(e) Plan

Employee Benefits

• Dental
• Vision
• Life
• Short-Term Disability
• Long-Term Disability

Executive Benefits

• Bonus Plans
• Deferred Compensation Plans
• Split-Dollar Plans

Group Insurance

• Health Insurance
• Long-Term Care Insurance
• Disability Income Insurance
• Life Insurance

Financial Planning¹

• Employee Financial Planning
• Educational Seminars

Business Planning and Estate Planning Strategies

• Buy-Sell Plans
• Nonqualified Retirement Plans
• 401(k) Retirement Plans

Business Continuation Programs

• Key Person Coverage
• Buy-Sell Agreements
• Succession Planning
• Business Overhead Expense
• Disability Buyout
• Employee Stock Ownership Plans (ESOP)

³Fee-based and non-fee based financial planning is offered by financial professionals who are investment advisor representatives.

Securities offered through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through Equitable Advisors, LLC, an investment advisor registered with the SEC. Life insurance and annuities are issued by Equitable Financial Life Insurance Company (New York, NY) and by various unaffiliated companies. Disability insurance, long-term care insurance and health insurance are underwritten by unaffiliated carriers and offered through Equitable Network, LLC, an insurance brokerage affiliate. Equitable Network conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.

GE-2855973 (12/19)(Exp 12/23)