Rich Callaghan, CEPA®, CFP®, MBA 

Rich Callaghan is a CFP® certificant. 

Rich Callaghan's passion and specialization is to develop custom investment portfolios and financial planning solutions for his clients which are designed specifically for integration with their long and short-term investment goals.  He has broad experience in analyzing individual fixed income (bonds) and equity (stocks) holdings and is also involved with advising and managing retirement and 401(k) plans.

Rich’s portfolio designs utilize individual fixed income and equity securities as well as other customized hybrid designs, and he specifically plans his client investment portfolios with the goal of not only maximizing their 'upside', but also to help protect against market 'downturns'.

Rich began his career in Finance after earning his MBA in Finance from Seton Hall University in 1994 and has since held several key positions including Principal Investment Strategist, Managing Director of Portfolio Investments and Sr. Vice President of Asset Management.  

Rich obtained his CERTIFIED FINANCIAL PLANNER® certification in 2001.  He has also earned the Certified Exit Planning Advisor (CEPA) certification in 2025. Both have enhanced his knowledge of comprehensive financial planning for his clients.

Mr. Callaghan joined Ascendancy Financial Group in 2024 as a Senior Partner and continues to serve his clients as a dedicated Financial Advisor.  His experience and expertise bring an additional level of excellence to the group and furthers a mutual commitment to white-glove client experience.

Rich has been one of New Jersey’s ‘Top Wealth Managers’, sits as a trustee and chair of several boards for organizations which represent thousands of members.

He holds degrees in BS in Civil Engineering from Bucknell and an MBA in Finance from Seton Hall University, and is actively involved in community organizations, charities, his church, and his local YMCA as a volunteer.  

Rich is a husband and father, a recreational golfer at Fiddlers Elbow CC, and an avid US Masters swimmer and coach.

Rich Callaghan’s professional qualifications are:

FINRA Securities registrations:  Series  7, 24, 27, 53, 63, 65

NJ, NY Life & Health Insurance Licenses

Securities offered through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registered investment advisor.  Annuity and insurance products offered through Equitable Network, LLC. Equitable Network conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.  Equitable Advisors and Equitable Network are affiliated companies and do not provide tax or legal advice.  Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed.  Your receipt of this e-mail does not necessarily indicate that the sender is able to transact business in your state.  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.  For more information about Equitable Advisors, LLC you may visit https://equitable.com/crs to review the firm’s Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure. Ascendancy Financial Group is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.